Uncle Roger
Member
Registered: May 2001
Location: San Francisco, California, USA
Posts: 90 |
quote: Originally posted by robert sibell
but thats the thing, i am only 14, i dont have a credit card, i am to imbarresed to talk to people over the phone like that, and my parents dont have credit cards either.
Do what I've done -- Open one of the many free checking accounts (Washington Mutual offers one without any requirements, but their service sucks) and get a Visa/MC debit card. It's basically an ATM card that works as a credit card.
Important: Make sure that the account is set up to deny charges if there isn't enough money in the account to cover them!
This way you don't have to qualify for a traditional credit card, but you can still buy things online. When you don't have any more money, you can't buy anything more.
As for being embarrassed, don't be. The people at the store are being paid to answer your questions and do whatever they need to do to sell you stuff. If they aren't helpful, simply ask for a manager and explain to the manager what you want and why the other person wasn't helpful. A good manager will want to know because he wants to sell lots of stuff and if his people aren't helping customers buy things, then he doesn't want to be paying them.
(p.s. I'm older than dirt, but my wife gives me an allowance -- She doesn't have to worry about what I spend, and I have an easy way to make sure I haven't spent more than I should on toys and such. It works out great for both of us.)
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